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PBoC Punish Banks based on Green Finance Performance— FinTech 6 Sand-box programs
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PBoC Punish Banks based on Green Finance Performance— FinTech 6 Sand-box programs
preview: executive summary
The PBOC's branches will grade banks on their green finance performance quarterly starting in January 2021, using a set of quantitative and qualitative indicators.
The 6 sand-box programs are
1. the Industrial and Commercial Bank of China’s supply chain financing project;
2. Bank of Agriculture’s microloan product;
3. a payment token project jointly developed by Citic Bank, China UnionPay,
4. Baidu’s fintech arm Du Xiaoman Financial and
5. online travel service platform Ctrip.com;
6. Citic Bank’s API solutions;
7. Bank of Ningbo’s fast loan product; and
8. a project using cell phones as point-of-sale devices that was jointly developed by China UnionPay, Xiaomi and JD.com.
preview: key point
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